Effective Date: April 15th 2026

1. Introduction

Edwin C. Gerrity Agency LLC respects your privacy and is committed to protecting your personal information in accordance with applicable federal and state laws, including the Gramm-Leach-Bliley Act and New York insurance and data protection laws.

This Privacy Policy explains how we collect, use, disclose, and safeguard your nonpublic personal information (“NPI”).

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2. Information We Collect

In the course of providing insurance products and services, we may collect:

A. Nonpublic Personal Information (NPI)

• Information provided on applications or forms (name, address, SSN, DOB)

• Financial and payment information

• Policy, underwriting, and claims data

• Medical or health-related information (when necessary for coverage)

B. Information from Third Parties

• Consumer reporting agencies

• Insurance carriers

• Medical providers (where permitted)

C. Website & Technical Data

• IP address, browser type, device data

• Website usage and analytics

Under federal law, NPI includes personally identifiable financial information obtained through transactions or services.

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3. How We Use Your Information

We use your information to:

• Provide quotes, policies, and insurance services

• Process claims and underwriting

• Communicate with you/your account

• Comply with legal and regulatory obligations

• Detect fraud and maintain security

 

4. Disclosure of Information

We may disclose your information as permitted by law, including:

A. To Insurance & Financial Partners

• Carriers, underwriters, brokers, and claims administrators

B. To Service Providers

• Vendors who assist with business operations (IT, billing, marketing)

C. As Required by Law

• Regulatory authorities, courts, or law enforcement

 

5. Your Right to Opt-Out (Important Notice)

Under the Gramm-Leach-Bliley Act:

• You have the right to opt out of certain disclosures of your nonpublic personal information to non-affiliated third parties.

• We will not share your information with non-affiliated third parties for marketing purposes without providing you this opportunity.

 

To opt out, contact us at:

25-D Main Street

PO Box 188
East Rockaway, NY 11518
516-593-4242
info@gerrityinsurance.com

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GLBA requires insurers to provide clear notice of sharing practices and allow consumers to opt out of certain disclosures.

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6. Privacy Notices

In compliance with federal and state law:

• We provide an initial privacy notice when you become a customer

• We provide annual privacy notices, unless exempt under applicable rules

• We will issue a revised notice if our data practices materially change

These notice requirements are mandated under GLBA’s Privacy Rule.

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7. Data Security (Safeguards Rule Compliance)

We maintain administrative, technical, and physical safeguards to protect your information, including:

• Secure data storage and encryption

• Access controls and employee training

• Vendor oversight and contractual protections

Financial institutions are required to protect the confidentiality and security of customer data under federal law.

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8. New York Privacy & Data Breach Rights

If you are a New York resident:

• You have rights under New York data protection laws regarding your personal information

• In the event of a data breach, we will notify affected individuals as required by law

• Certain sensitive data (including health-related information) is subject to enhanced protections

Recent updates to New York law expand breach notification requirements and protected data categories.

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9. Cookies and Tracking

We use cookies and similar technologies to:

• Improve website functionality

• Analyze traffic and usage

• Enhance user experience

You may control cookies through your browser settings.

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10. Children’s Privacy

Our services are not intended for individuals under 13. We do not knowingly collect personal data from children.

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11. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted with a revised effective date.

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12. Contact Information

Edwin C. Gerrity Agency LLC

25-D Main Street

PO Box 188
East Rockaway, NY 11518
516-593-4242
info@gerrityinsurance.com